Lunch counter Benefits and Your Labor force
https://dominickeuso140.tumblr.com/post/185547996690/pay-roll-programs-giving-your-company-the-side
Employees spend for non-reimbursed costs from these accounts. Unfortunately, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any funds remaining at the end of the year can't be " surrendered,"